Last Thursday (28), a Federal Savings Bank He announced a stimulus package for the real estate market, a sector that helped benefit from GDP, as well as being part of President Jair Bolsonaro’s (PL) support base.
In the first quarter of 2022, Caixa released R$21.4 billion in financing for the purchase and construction of real estate, subject only to operations using a savings account. For the same period last year, the increase in the amount was 32%.
You may also like:
Habite Seguro: discover the program that offers special real estate credit terms
Learn how to transfer your money from Caixa Tem to PicPay
Action Plan
Pedro Guimarães, President of Caixa, announced the new business plan, a line credit earmarked for construction by companies, which comes into effect on May 18, will halve the number of documents required to release funds, in order to speed up granting loans.
The validity of the promotional rate, 3% per annum plus the reference price (TR), for contracting by construction companies, will be extended until June 30. After this period, it will return to 3.32% plus TR.
Four indexing options for contractors will also be available in financing contracts, similar to what has already been offered to individuals:
- TR;
- savings;
- IPCA; And
- CDI
The financing of businesses in which a public entity donates land in projects for needy families will also be facilitated.
Financing for individuals
For individuals entering into new contracts, Caixa will grant a grace period of up to six months on financing new and used properties, in line with savings resources. However, Casa Verde e Amarela’s program has been left out of the shortage.
Guimarães stated, who also explained that Caixa even stopped 3 million contracts during the pandemic.
Even with Selic’s rate hike, in March, Caixa lowered the method’s interest linked to savings, which rose from 2.95% to 2.80%.
Another new thing announced by the president of Caixa is that the federal government is studying an alternative to return to the most needy families with a housing program, for those whose income is less than two thousand Brazilian reals.
Anyway, do you want to stay informed of everything that is happening in the financial world?
Then follow us on the channel on Youtube And on our social networks, like FacebookAnd TwitterAnd Instagram And Twitch. So, you will keep track of everything Banks Digital credit cardsAnd loansAnd financial technology and issues related to the world of finance.
Photo: Alison Nunes Calazans / Shutterstock.com
