FGTS 2022 dividend will be distributed soon; See the rules and expected date

Because there are no certain guarantees that public officials enjoy, those who work in the private sector or in public companies get lower Service time guaranteeFGTS).

The amounts that fall under this heading serve as a kind of insurance against unfair dismissal at the end. In addition, they can also be used for some specific purchases (purchasing real estate, for example) or in critical situations (such as when a serious illness affects a worker).

The employer is responsible for depositing the FGTS monthly into an account linked to each employee and managed by Caixa Econômica Federal (CEF). By accumulating millions of accounts, CEF is able to invest the fund in credit operations for strategic areas, such as sanitation and infrastructure.

What happens to the profits

Since the FGTS funds belong to the factor, it is only managed by the CEF, annually (by virtue of Law 13446/2017) Is he there profit distribution With true owners.

In 2022, the bank will pay a dividend to everyone with a balance through December 31, 2021.

When will the payments be made?

According to the regulation, all profits to be distributed must be credited Until August 31 this year. For this reason, some payments are expected to start in the first days of August.

How much will the payment be in 2022?

Not detected Consolidated earnings numbers for 2021, but based on the numbers for 2020 (and its earnings of R$8.129 billion), we can get a good estimate, because a very large variance is not expected.

Amounts received in 2021 based on the available balance in FGTS accounts on December 31, 2020:

• Balance R$2,000 – Amount Received: R$37.26;
• Balance R$3,000 – Amount Received: R$55.89;
• Balance R$4,000 – Amount Received: R$74.52;
• Balance R$5,000 – Amount Received: R$93.15;
• Balance R$10,000 – Amount Received: R$186.30;
• Balance R$20,000 – Amount Received: R$372.60;
• Balance of R$100,000 – Amount received: R$1,863.00.

If you have questions about your FGTS accounts, you can make inquiries through location from CEF.