With Relp, individual small business owners (MEIs) and small and micro business owners can renegotiate debt for up to 15 years and get discounts on interest, fines, and fees. But stay tuned, the deadline is coming to an end Friday (3).
The program will end on Tuesday (31st), but has been postponed due to instability in the e-CAC portal. The initiative seeks to help companies that have faced difficulties during the Covid-19 crisis. Check out how to join Relp below.
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How to join Relp
Relp membership is done entirely online. An entrepreneur who wants to pay off debts through the initiative can pay in installments through the e-CAC portal:
- arrive to e-CAC . Gateway with CNPJ and company password;
- Click on “Payments and Installments”.
- Look for the option “Parcel SN Debt by LC 193/2022 (RELP)” or “Install MEI Debt by LC 193/2022 (RELP)”, as the case may be.
The agreement can be concluded in up to 180 installments (15 years) and at a discount of up to 90%, depending on the amount lost in the total revenue by the company. If there is a delay of three consecutive installments or six alternate installments, or even if they have assets that have been verified as fraud, they may be disqualified from refinancing.
During membership, the company must indicate on the website the debts that will be included in the program. If you choose to include the debt already in installments or in an administrative discussion, you will need to withdraw from the previous installment or transaction, as the case may be.
relp . discounts
Relp deductions vary according to the total income loss by companies. Check out what they are below:
- 80% or more loss: 1% of the total debt is repaid, without reduction, in installments up to 8. The rest is paid in installments up to 180, with 90% off on fines and interest;
- 60% loss: pays 2.5% of the total debt without reduction in installments up to 8. The rest is paid in installments up to 180, with 85% off on fines and interest;
- 45% loss: pays 5.0% of the total debt without reduction in installments up to 8. The rest is paid in installments up to 180, with 80% off on fines and interest;
- 30% loss: 7.5% of the total debt is repaid without reduction in installments up to 8. The rest is paid in installments up to 180, with 75% off on fines and interest;
- 15% loss: 10% of the total debt is repaid without reduction in installments up to 8. The rest is paid in installments up to 180, with 70% off on fines and interest;
- no loss: 12.5% of the total debt is repaid without reduction in installments up to 8. The rest is paid in installments up to 180, with 65% off on penalties and benefits.
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