November 22, 2024

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People born after 1984 can now withdraw forgotten amounts in banks

People born after 1984 can now withdraw forgotten amounts in banks

People born after 1984 or companies opened from that year that have missed the deadline for requesting a withdrawal of forgotten amounts in financial institutions will have a new opportunity on Saturday 26. From 4 a.m. to 12 p.m., they will be able to participate in a summary on the website to schedule the receipt.

The operation must take place in Website Receivable Values, established by the Central Bank (BC) to consult and schedule the withdrawal of remaining balances. Only those who have missed the time specified by the system, from Monday 21, to Friday, 25, will be able to schedule a withdrawal.

Anyone who misses the chance to replay will only be able to schedule the withdrawal from the next 28, as the consultation opened on the night of February 13. At that time, the system informed itself of the date and time when users with funds to withdraw should return to the site to set the appointment.

After requesting a withdrawal, the financial institution will have up to 12 working days to make the transfer. The expectation is that payments made through Pix are made faster.

scheduling

To schedule a withdrawal, the user must have a silver or gold account in Gov.br . portal. Secure identification of access to digital public services, the Gov.br account is available to all Brazilian citizens. Login has three security levels: Bronze for less sensitive services; Silver, which allows access to many digital services; A gold that gives access to all digital services.

According to BC, about 114 million people and 2.7 million businesses have reached query system Created to recover money. Of that total, 25.9 million individuals and 253,000 businesses discovered they had receivables. However, most of the forgotten resources are of little value. According to a survey by the British Columbia Center, balances up to R$1 correspond to 42.8% of cases and amounts up to R$10 account for 69.7% of the total.

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Step by Step

Step 1

Access valorareceber.bcb.gov.br on the date and period of withdrawal mentioned in the first consultation. Those who forgot the date can repeat the process, without waiting for March 7.

Step 2

Login with Gov.br account (Silver or Gold level). If a citizen does not have an account at this level yet, he/she must register immediately or increase the security level (in the case of accounts of Bronze type) in Location Or on the Gov.br app. BC advises the account holder not to leave to create the account and adjust the level on the day the redemption is scheduled. paying off here How to increase the level of login Gov.br.

Step 3

READ AND ACCEPT DISCLAIMER

Step 4

Check the amount owed, the institution that should return the amount and the origin (type) of the amount owed. The system may provide additional information, if applicable. The first stage of the query indicated only that there were receivables, without providing details.

Step 5

Click on the option indicated by the system:

Order here: for a refund via Pix within 12 working days. The user must choose one of the Pix keys, provide personal data, and save the protocol number, in case he needs to communicate with the organization.

“Order via an Institution”: The financial institution does not offer a return via Pix. The user must contact the phone or email provided to arrange the withdrawal method with the institution: available electronic transfer (TED) or document of credit (DOC).

Important: On the information screen of the amounts due, the citizen must click on the name of the institution to view the service channels.

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Calendar

To avoid excessive searches on the site, the Central Bank has arranged the withdrawal request according to the age of the account holder or the date of incorporation of the company. Each week, a different audience will be served.

The scheduling deadline for people born before 1968 or businesses founded before that year has been extended between 7 and 11, with a summary for the following Saturday (12). For those born between 1968 and 1983 or who opened a business in that period, the deadline was March 14-18, with a summary on March 19. Abstracts are held on Saturdays from 4 am to 12 pm.

Anyone who misses the summary on Saturday will be able to request a refund starting March 28, regardless of date of birth or company creation date. BC makes it clear that citizens or businesses who are late for deadlines do not have to worry. The right to receive funds is final and will remain owned by the financial institutions until the account holder requests a withdrawal.

In this first phase, the forgotten R$ 3.9 billion is released into financial institutions. In May, there will be a new round of consultations, with another R$4.1 billion available.

In addition to residual values ​​in banks, a citizen may have other sources of forgotten money, such as shares of public funds, Social Security benefits review, income tax refunds and even small lottery prizes. Agência Brasil has prepared a guide to facilitate the search for additional resources.


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